Home Loans

If you are looking to buy a home, we offer an extensive range of fixed and variable bank loan options specifically geared to either first homebuyers, upsizers, downsizers and investors.

To find the right home loan to suit your individual circumstances. we cut through the red tape, guide you through the process and analyse the rates, fees and penalties from a range of products and lenders.

Home loan refinancing

If you are looking for a new loan with a better rate or would like to consolidate your debt into one low-interest, easy repayment look at these benefits:
  • Move to a lower rate.
  • Consolidate your personal loans or credit cards to your home loan.
  • Upgrade to a home loan with more features.
  • Borrow additional funds for renovation or investment.
Bridging home loans

If you have found your next home, but have not yet sold your existing property and it is not possible to achieve simultaneous settlement, bridging finance is available from WA Finance Services to cover the time gap between the purchase of a new property and the sale of an old property.


Buying an investment property may allow you to take advantage of the associated tax benefits and introduce a regular and steady income stream.

There are several fixed and variable bank loan options suited to a wide variety of investment needs for you to start your investment property portfolio. WA Finance Services will help you through the maze to minimise costs and maximise security and returns on:
  • Apartments
  • Office suites
  • Commercial developments
  • Industrial units
  • Retail developments
  • Vacant land
  • Strata titles


WA Finance Services offers commercial loans from a wide variety of lending institutions. Our Commercial Loan consultants have extensive experience and are able to match your commercial lending needs to a variety of financial packages incorporating.
  • Fixed and Variable rate facilities
  • Loan Terms from 1-5 years
  • Interest Only Facilities up to a maximum of 5 years
  • Principal and Interest Loans up to a maximum of 20 years
  • Loan size from $100,000 to a maximum of $30 million
  • Bridging Finance
We provide an extensive range of finance solutions for commercial facilities including:
  • Apartments
  • Office suites
  • Commercial developments
  • Industrial units
  • Retail developments
  • Vacant land
  • Special purpose facilities
  • Carparks
  • Strata title suites
  • Restaurants
  • Established businesses


Re-equip your business today with our flexible and economical Plant and Equipment finance packages. Our experienced commercial finance specialists will assist you to choose the right finance package to suit your business needs to minimise cost while retaining working capital, by way of:
  • Commercial hire purchase
  • Chattel mortgage
  • Lease finance


If you're looking to purchase a new or used motor vehicle for either personal or business use, WA Finance Services has a wide range loan and lease finance packages to choose from to minimise cost and maximise tax benefits.

We deliver a fast and efficient service based on personalised attention, which can have you taking delivery of your new vehicle within 48 hours from signing the sales contract. Even when you are still looking, we can provide you with the pre-approval for you to have absolute security when you are negotiating the purchase price. These finance packages are not just limited to motorcars but are also available for:
  • Motor vehicle fleets
  • Commercial vehicles
  • Trucks and trailers
  • Earthmoving equipment
  • Boats and caravans


Whether you are planning a dream holiday, wedding, consolidate your credit cards or just 'trying to' cover the cost associated with repairing the home or renovation. WA Finance Services can help you find the right loan to suit your needs.
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